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ProtectMyFamily.Live Terms & Conditions of Use Effective as of the Last Updated Date Please read these terms and conditions of use carefully before using this website

We appreciate your visit to this site (“Website,” “Site,” or “App”). The Site is owned and operated by ProtectMyFamily.Live (“ProtectMyFamily,” “we,” “us,” or “our”). The terms and conditions of use detailed below (the “Terms of Use”) govern your access to and use of our Site and the services that we make available to you through the Site (the “Services”). These Terms of Use are a legal contract between you and ProtectMyFamily. By accessing or using the Site or any of the Services, you hereby agree to these Terms of Use, and you warrant that you are at least 18 years of age. If you do not agree with these Terms of Use, in whole or in part, please do not continue to use the Site or the Services.

Please note that this Site uses cookies and similar tracking technologies to recognize you, to customize your online experience, to provide you with products and services tailored to your interests, and to help us improve the Site. To learn more about cookies and the other tracking technologies we use, as well as to select your preferences, please refer to ProtectMyFamily’s Privacy Policy.

Our Terms of Use are effective as of the last updated date specified above. We reserve the right to change our Terms of Use from time to time, at any time without prior notice. The changes may include superseding terms and conditions or specific notices. YOU SHOULD REVIEW THESE TERMS AND CONDITIONS FROM TIME TO TIME TO BE AWARE OF ANY CHANGES THAT ARE MADE. Your continued use of our Site or Services after any such change will constitute your acceptance of any modified terms.

The Services The Services are provided “as is”. Free information, including insurance quotes and quote ranges, tools, links, and recommendations to help you with insurance and financial related decisions. Most information provided through the Service is provided for general informational and educational purposes. There is information provided at the point of sale for commercial purposes.

The Services include incorporation of third-party insurance products, brokers, and carriers in the form of an advertisement, insurance quote, online purchase, email, phone call, text message, or any other marketing medium. This serves as notice that you may have third-parties contact you on our behalf.

The Services also include formal quoting, brokering, and transacting of first-and-third-party insurance products. We are a licensed insurance agency.

Any quotes, or quote-ranges provided on the Site or over the phone are non-binding. The final insurance policy premium for any policy is determined following application by the underwriting insurance company. Insurance products and their availability may vary by state and your individual circumstances, and additional minimum coverage limits may be required in your state. The third-party insurance products offered for sale through the Site are only available in the jurisdictions in which we are properly licensed.

At times, Services may require you to agree to additional terms and conditions, or enter into separate agreements with us or applicable third-parties. Any third-party insurance products purchased by you through the Site are subject to the contract terms of the applicable insurance carrier. In the event of a conflict between these Terms of Use and the terms of any insurance policy terms, the terms of the insurance policy will control.

Mobile Terms & Conditions Receive insurance quotes and related alerts from ProtectMyFamily Alerts through your mobile device. By opting in to this service, you consent to receive mobile text alerts using an automatic telephone dialing system. Consent to receive marketing text messages is not required as a condition of purchasing any goods or services. By signing up, you are confirming you are over the age of 13.

Stop Information To stop receiving ProtectMyFamily Alerts messages, follow the instructions provided in the message.

Help Information For additional information, follow the instructions provided in the message.

Supported carriers are subject to change and may vary.

We take your privacy seriously. Please review our Privacy Policy.

Account The Site is largely a free and unrestricted resource, however, to access certain password-protected areas of the Site and Services, you must register for an account. Your account is also important for purchasing, storing, and managing your insurance policies. To register for an account, you must provide us with your first name, last name, and email address. You warrant and represent that all registration information provided by you is truthful and accurate. With your permission, we will create an account for you as a part of the Services, in this event, you are the owner of the account as if you created it. You are required to update your registration information as necessary from time to time. All registration information and any other personal information that you provide to us through your use of the Service is subject to the terms of our Privacy Policy.

Accounts are protected by passwords and pins. You are solely responsible for the confidentiality of your password, as well as for any use of the Site or any Services made using your password. Your password should only be used by you, and you should not share your password with any third party. We reserve the right to delete or change any password at any time and for any reason upon notice to you. We reserve the right to issue a pin to log in to your account.

User conduct You promise NOT to use this Site for any of the following purposes or activities: Conducting or supporting illegal activity of any type whatsoever; transmitting or storing worms or viruses or any code of a destructive nature; threatening, harassing, abusing, impersonating, injuring or intimidating others; interfering with others’ use of this Site, unless such interference is for the purpose of complying with another section of these Terms of Use; delivering spam or collecting information to deliver spam, or sending unsolicited email advertisements; decompiling, disassembling, reverse engineering or otherwise attempting to discover any source code contained in this Site; disguising the origin of any content transmitted through this Site or manipulating your presence on the Site; and/or causing the launch of any automated system(s) that accesses this Site in a manner that sends more request messages to servers of the Site in a given period of time than a human can reasonably produce in the same period by using a conventional online web browser.

Intellectual property The Site contains material, such as text, graphics, images, photos and other material provided by or on behalf of us, and through your use of the Services you will be provided with additional information from us. These materials and information are collectively referred to herein as the “Content.” The Content is owned by us and/or our licensors and may be protected under both United States and foreign copyright laws and treaties. The Content includes, but is not limited to, the trademarks, service marks, and logos that are used and displayed on the Site, which are registered and unregistered trademarks or service marks of ours or our licensors.

You shall not, without our written permission in each instance: use any trademarks, service marks or logos in any manner; copy or use the Content for any purpose; remove any copyright or other proprietary notices contained in the original Content on any copy you make of the Content; sell, transfer, assign, license, sublicense, or modify the Content, or use the Content for any public or commercial purpose; or use or post or publish the Content.

Nothing contained in these Terms of Use shall be construed as conferring any license or right to any trademark or other intellectual property right of ProtectMyFamily or any other party. All other trademarks, trade names, service marksand logos displayed throughout the Site are the property of ProtectMyFamily, licensed by ProtectMyFamily, or owned by third parties. You shall not display, use as a link, use as a meta tag, or otherwise use any of the trademarks, trade names, service marks and logos displayed throughout the Site without the prior written consent of the owner of the trademark, trade name, service mark and logo.

Unsolicited Information Please note that any unsolicited information or material sent to ProtectMyFamily will be deemed NOT to be confidential. By sending ProtectMyFamily any unsolicited information or material, you grant ProtectMyFamily an unrestricted, irrevocable license to use, reproduce, display, perform, modify, transmit and distribute those materials or information, and you also agree that ProtectMyFamily is free to use any ideas, concepts, know-how or techniques that you send us for any purpose.

Limitation of Liability In no event will ProtectMyFamily be liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if ProtectMyFamily, or representatives thereof, are advised of the possibility of such damages, losses or expenses.

Governing Law These Terms of Use are governed by the laws of the United States and the state where ProtectMyFamily is headquartered, without regard to its conflict of law provisions. You agree to the personal jurisdiction by and venue in the state and federal courts in the state where ProtectMyFamily is headquartered, and agree to any and all objections to the exercise of jurisdiction over the parties by such courts and to venue in such courts.

Entire Agreement These Terms of Use constitute the entire agreement between you and ProtectMyFamily with respect to the subject matter hereof and supersede and replace all prior or contemporaneous understandings or agreements, written or oral, regarding such subject matter. Any waiver of any provision of the Terms of Use will be effective only if in writing and signed by ProtectMyFamily.